4.12.2018

Are fitness trackers worth it?

Today I'm going to do an overall review probably on one of the cheapest fitness trackers in the market - QS80 Smart Band which I bought on sale for only P639 (roughly $13) Quite a steal! 😊👍

I am going to base everything on my first hand experience on this device. Let's start:


1. PACKAGING ⭐⭐

It comes with an "ugly" packaging LOLJK 😁😂
Looks pretty cheap based on the box. I ordered the brown one since black was sold out. Comes with a manual and a charger. That's pretty much it, nothing fancy or whatsoever since it is made in China. Y'all know what I mean 😏

2. DISPLAY ⭐⭐⭐

QS 80 Smart Band comes with 0.42 inch TFT High Definition OLED display which is enough kasi you don't need the whole screen granted na hindi siya high-end.






3. FUNCTIONS ⭐⭐⭐

G-Sensor: Step analysis, sedentary reminder, sleep monitoring, & heart rate monitoring - so far, so good but I think its not 100% accurate especially the sleep and heart monitor. I actually just use it a s guide somehow. Hehe

Waterproof: IP67 - well, I didn't try soaking it in water yet. Does my sweat count? 😂

Raise the hand on the screen function - sometimes work, oftentimes not. 😏








4. OTHER FUNCTIONS ⭐⭐⭐

Based on the box, and from the app:

- Bluetooth 4V.0 connectivity
- Android 4.3 & iOS 8.0 and above connectivity
- Alarm Clock (which I assure you will not work since the battery never last a day. Psh)
- Push notifications (Call notifs, message notifs, QQ Message, WeChat, WhatsApp, Messenger, Twitter, Linkedin, Instagram & Instagram notifs)


5. BATTERY ⭐

Battery life is really a big deal for me, as much as I'd like to give this tracker a "zero star rating" I'll give a chance to redeem itself since day one I didn't really know if this stuff if defective or not, I charged it for almost half day and used it for an hour? Super sucked, on the following days I charged it around 30 mins to an hour and use it probably the same time it for me to charge it. Pretty much garbage, pero as you charge it in a day, I think the battery life improves (slight) I dunno if it's just me or what, but given all that the battery really sucked. So, QS80 can thank me for giving a "one star rating" 😁




To sum it up, I don't really recommend QS80 Smart Band. It proved to be such a hassle, not suitable for your fitness needs - if you're sedentary type it wouldn't help either. LOL
I guess I bought the wrong one, hays. So much for my first ever "fitness tracker" but I'm not giving up, since I'm just starting out on my "fitness routine" I'll save up for a high end one and see for myself! 😊

4.10.2018

How to invest in stocks for only P5,000

If one of your quarter life realizations happen to be investing for your future and catering your financial needs - do not fret, STOCK TRADING/INVESTING might be for you!

I studied and graduated in school without much of a "life plan" I had my first job when I was 20 and didn't really think through my spendings and savings. Only lately I've realized that I got so much potential than in just living paycheck after paycheck. I had a friend who got into this stock market thingy, and I got curious since I've learned this from a subject in college and never got to really practice and experience it myself. (Hahaha) Anyway, she introduced me to this site Colfinancial.com an online stock trading platform which acts as a broker for stocks and other mutual funds. If you're unfamiliar with stocks, bonds, and the stock market you can search it on Google, watch YouTube videos about it, read stock  trading books, and also learn through Colfinancial's website. Stocks are basically shares from a company. Once you buy a stock you become a shareholder of a company (but don't mistake it as "owning" the said company, you're not entitled to the company's decision making though - you can learn more of this as you engage in the stock market); you can then earn dividends from the stocks you bought, or sell it higher depending on the market value of the shares you've bought. Stocks have the highest risk more than any other investments yet it also has the highest "potential" return if traded and invested wisely. So I thought to myself, why not learn the basics of stock trading? I'm sure it isn't rocket science. Plus I got nothing to lose anyway (considering I quit my day job. Hehe)

So yeah, I signed up and made an account. The COL Starter Account which only requires a minimum investment of P5,000 - it's called minimum investment because no fees are charged upon opening of the account, you basically get to invest the whole P5,000 for yourself. Fees are only made when you trade stocks - buy/sell. Here are the following accounts to choose from, if you're in a tight budget you can choose P5,000 for now, COL PLUS Account requires a minimum P25,000 investment, while if you're a premier investor COL PREMIUM might be for you which requires P1M minimum investment, here are some points to consider for choosing the right account for you:



Next step is to download and fill up the application forms using the link below:

https://www.colfinancial.com/ape/Final2/home/pdfs/Individual%20Forms%20complete.pdf

After filling up the forms, attached at least one (1) valid Government issued ID

  • Passport
  • Voters ID
  • Driver's License
  • UMID ID

Together with the forms, send it to COL Business Centers and wait for them to receive it.
They'll email you to confirm your account and then give you your account number for you to fund within I think 60 days from the email. After funding your account, COLFinancial will then give your password (make sure to change it immediately) and you're good to go! You can manage your own portfolio - speculate on the stocks you like or would like to buy. If you're a newbie like me free virtual stock trading platforms such as Investagrams will be a very good start. Remember your returns depend on you, profits are not guaranteed on the stock market. Be aware and make sure that you have at least the basic knowledge before putting all your eggs in the basket. 😇

4.04.2018

MY TOP 5 FAVORITE INFORMATIVE SITES! (I often visit)

As I grow older, my appetite for petty social networking sites like Facebook kinda tired up. I am so done with the non-stop scrolling for basically fake news and immature posts. (I myself, am guilty of immature posts though. lol) Nonetheless, I still have what you can call "shilly shally" sites I go to - not to waste time, but of course to gain something that is more than a random Facebook post and feed something on my brain! Today I'll share my favorite sites - my comfort sites (lol), my virtual "safe haven" 😂

1. STUMBLEUPON - A discovery of endless websites, pages, articles about anything on the web. I discovered this way back high school I think, or early college days I remember being amazed by the variety of interesting pages, articles about anything really. Sometimes, I use it as reference for stuffs I do. Haha! The cool thing about this site is I feel like, it's underrated in a way since it's too old, and too simple - but I really like it. You press stumble and right there and then, a new site pops up usually related to interests and likes you've made. I feel like it's very helpful for someone who wants to learn new things - DIYs, online hacks, helpful reviews, well-writen articles, awesome photography, you can also stumble upon cool videos and games.

2. EDx - An online platform for free courses online. You can basically enroll any course you want for free; you could also get upgraded courses and get certifications online for a fee (about 99 USD) It's actually amazing because after graduation I thought of staying away form school (lol) but EDx proved that schools and online courses of your interests are a fun way to learn. I recommend this for anyone who wants to learn other professions or skills. It can really make a difference, especially if you're building up your resume. 😊

3. The HUSTLE - This isn't your regular site, it's actually more of an email subscription where you get emails daily for daily informative news. (Ha!) I prefer this sometimes over reading through news sites because the moment I wake up I basically check on my phone, my emails particularly so it's a no-hassle site for me since I get to read news on my emails first thing in the morning or whenever I check my emails. What I really like about The Hustle is that I found the moderators(admins) really funny and sarcastic at times with random gifs attached on their emails. I think I'm never unsubscribing! 👍 

4. DUOLINGO - A free language-learning platform, 100% free, fun and science based. I've always wanted to learn some languages which unfortunately wasn't taught in my old schools - maybe because it's not in a way related to my course but anyway, Duolingo offers alot of languages for you to learn for FREE! Yes, as mentioned on my previous post (Wha'ts on my phone? blogpost) I'm currently stuck on my French lessons. It's also on the App Store & Play Store if you want to learn through your phone. Other languages such as Spanish, Korean, German, Russian, and so on - even High Valyrian is available (Hihi. For Game of Thrones fans out there) See short clip below:



5. GMAIL  - Who likes emails these days? Yep, you're probably thinking "she's boring as f*ck" but honestly, I now like checking up on my emails alot and as much as I can. I mean, for personal and business reasons -  I really need it! Yes, emails are now a need. Plus my email subscriptions and newsletters are another reason - Haha! I could scroll through Twitter or Instagram for an hour though, but I prefer quality emails. Slowly becoming "an adult" for reals. 😂😁


Surfing the internet is all fun and games, right? Cut the crap and browse through sites that'll stir up your mind in an interesting way! Hope you visit some of the sites I've mentioned! 😉